Not everyone is a fan of using credit cards. However, they are pretty convenient and they allow you to earn rewards and there are some additional benefits to using credit for your purchase. One of the most important benefits is fraud protection. And some other credit cards even offer car rental insurance.
1. Online Purchases. It is better to be overly cautious and use credit, especially if you're buying from a smaller and less established company. There have been many incidents where the picture does not match the item sent.
2. Flights. Some credit cards offer built-in travel protecting when buying flights. You may never know when your flight might get delayed.
3. Car rentals. Many credit cards offer rental-car insurance which will cover you in most situations. Plus they require a large deposit which would be refunded but it is better to use your credit for that.
4. Products that offer warranties. Many credit cards offer extended-warranty policies which will cover your electronics or other goods beyond the manufacturer's warranty.
It is recommended to use your credit card in some situations but never use it to purchase something you cannot afford to pay back in full on time.